:root{--navy:#082746;--navy2:#03192f;--gold:#d9a52a;--ink:#17212b;--muted:#5e6b78;--light:#f5f7fa;--line:#e4e9ef;--white:#fff;--shadow:0 14px 35px rgba(8,39,70,.12);--radius:16px}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.6}a{color:inherit}.skip-link{position:absolute;left:-999px}.skip-link:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:99}.site-header{position:sticky;top:0;z-index:50;background:var(--navy);color:#fff;box-shadow:0 8px 25px rgba(0,0,0,.18)}.nav-wrap{max-width:1220px;margin:auto;display:flex;align-items:center;gap:20px;padding:14px 22px}.brand{margin-right:auto}.brand-text{display:flex;gap:10px;align-items:center;text-decoration:none;text-transform:uppercase;font-size:13px;line-height:1.05;letter-spacing:.08em;font-weight:700}.brand-star{color:var(--gold);font-size:30px}.custom-logo{max-height:58px;width:auto}.primary-nav .menu{display:flex;list-style:none;gap:18px;margin:0;padding:0;align-items:center}.primary-nav a{text-decoration:none;font-size:13px;color:#fff;opacity:.95}.primary-nav a:hover{color:var(--gold)}.nav-cta,.btn{display:inline-block;background:var(--gold);color:var(--navy2);padding:13px 22px;border-radius:8px;text-decoration:none;font-weight:800;border:0;cursor:pointer;min-height:44px}.btn.secondary{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.7)}.menu-toggle{display:none;background:transparent;color:#fff;border:1px solid rgba(255,255,255,.4);border-radius:8px;padding:10px 14px}.hero{background:linear-gradient(110deg,rgba(3,25,47,.96),rgba(8,39,70,.78)),url('https://images.unsplash.com/photo-1600585154340-be6161a56a0c?auto=format&fit=crop&w=1800&q=80') center/cover;color:#fff}.hero-inner{max-width:1220px;margin:auto;padding:92px 22px}.hero h1{font-size:clamp(34px,5vw,62px);line-height:1.05;margin:0 0 18px;max-width:760px}.hero p{font-size:clamp(18px,2vw,22px);max-width:750px;margin:0 0 26px;color:#eef5fb}.hero-actions{display:flex;gap:14px;flex-wrap:wrap}.trustbar{background:var(--navy2);color:#fff}.trustbar-grid{max-width:1220px;margin:auto;display:grid;grid-template-columns:repeat(4,1fr);gap:18px;padding:24px 22px}.trust-item{display:flex;gap:12px;align-items:flex-start}.trust-icon{color:var(--gold);font-size:24px}.section{max-width:1220px;margin:auto;padding:72px 22px}.section.light{max-width:none;background:var(--light)}.section.light>.inner{max-width:1220px;margin:auto}.section h2{font-size:clamp(28px,3vw,42px);line-height:1.15;margin:0 0 16px;color:var(--navy)}.lead{font-size:19px;color:var(--muted);max-width:820px}.grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}.grid.two{grid-template-columns:1fr 1fr}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}.card h3{color:var(--navy);margin-top:0}.card a{color:var(--gold);font-weight:800;text-decoration:none}.feature{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}.image-card{min-height:360px;border-radius:var(--radius);background:url('https://images.unsplash.com/photo-1600607687939-ce8a6c25118c?auto=format&fit=crop&w=1200&q=80') center/cover;box-shadow:var(--shadow)}.check-list{list-style:none;padding:0;margin:22px 0}.check-list li{margin:10px 0;padding-left:30px;position:relative}.check-list li:before{content:'✓';position:absolute;left:0;color:var(--gold);font-weight:900}.cta{background:var(--navy);color:#fff;text-align:center;padding:68px 22px}.cta h2{font-size:clamp(28px,3vw,44px);margin:0 0 10px}.form-wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:36px}.bsi-form input,.bsi-form textarea,.bsi-form select{width:100%;padding:14px;margin-bottom:14px;border:1px solid #cfd7df;border-radius:8px;font:inherit}.faq details{border:1px solid var(--line);border-radius:10px;margin-bottom:10px;background:#fff;padding:18px}.faq summary{cursor:pointer;font-weight:800;color:var(--navy)}.site-footer{background:var(--navy2);color:#dce7f2}.footer-grid{max-width:1220px;margin:auto;display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px;padding:54px 22px}.site-footer h3{color:#fff}.site-footer ul{list-style:none;margin:0;padding:0}.site-footer a{color:#dce7f2;text-decoration:none}.site-footer a:hover{color:var(--gold)}.footer-bottom{text-align:center;border-top:1px solid rgba(255,255,255,.12);padding:18px 22px;color:#aebdca}@media(max-width:900px){.nav-wrap{flex-wrap:wrap}.menu-toggle{display:block}.primary-nav{display:none;width:100%}.primary-nav.open{display:block}.primary-nav .menu{display:block}.primary-nav li{border-top:1px solid rgba(255,255,255,.12)}.primary-nav a{display:block;padding:13px 0}.nav-cta{display:none}.trustbar-grid,.grid,.grid.two,.feature,.form-wrap,.footer-grid{grid-template-columns:1fr}.hero-inner{padding:74px 22px}.section{padding:56px 20px}.image-card{min-height:260px}}@media(max-width:520px){.hero-actions{display:block}.hero-actions .btn{width:100%;text-align:center;margin-bottom:12px}.card{padding:22px}.trustbar-grid{gap:8px}.trust-item{font-size:14px}}